HCMI Client Letter - June 4th, 2002

Dear Clients and Friends,
 
 
After a sharp one week rally in May (mostly driven by short-covering,) US stocks resumed their downward trend and are now at or below lows for the year and below the levels of September 10th (prior to the WTC attack.)  The S&P 500 is down 9.7% on the year and the NASDAQ is down 19.9% on the year, with nearly all the losses contained in the last two months.
 
Investor worries include:
The potential (although tiny) of a nuclear exchange between Pakistan and India
The apparent regrouping of Al Qaeda in rural Pakistan and Kashmir
Increasing doubts that corporate earnings will return to positive growth in Q2
Continued doubts about the quality of corporate accounting (with Tyco likely to follow WorldCom and Global Crossing into purgatory)
The US Dollar declining against the Euro and Yen, which makes foreign investors less interested in holding US Dollar assets (although it also increases the value of overseas profits translated back into US revenues)
Rotten technicals (stocks open higher, close lower, day after day and week after week)
 
Investors are mostly ignoring:
A slew of economic reports showing that a "double dip" recession is unlikely
Price of oil falling as war fears in the Middle East ease
Interest rates stable near 35 year lows
Strong consumer confidence and spending despite 6% unemployment rate
 
The next series of earnings report are due starting the second week of July which means that pre-announcements of earnings shortfalls will start appearing over the next 4 weeks.  According to FirstCall, which tracks earnings actuals vs. estimates, earnings warnings and downward revisions are running lower than average, while earnings upside surprises are running higher than average.  In aggregate, this means that corporations are doing a little better than expectations.
 
Earnings for Q2 are expected to rise 7.3%, the first gain in five quarters.  The Q2 earnings turnaround will be led by the consumer cyclical, technology, and financial sectors. Technology is expected to go from a decline of about 30% in Q1 to a gain of about 33% in 2Q. The financial sector is expected to go from a gain of 6% in 1Q to a gain of about 18% in 2Q. The consumer cyclical sector is expected to go from a 1Q gain of 3% to a 2Q gain of about 29%.  In expectation of this earnings growth, we fully invested our clients in March and have so far not been rewarded in the slightest.  We have simply left new cash arriving April and May uninvested; since other fund managers and investors are doing the same, there is a complete absence of buyers.
 
Given current interest rates and earnings expectations, the S&P 500 is fairly valued at about 1100; the current level of 1035 represents about a 6% discount.  We don't know when the current bearish psychology will break (a stand down of the Indian/Pakistani armies or a major breakthrough in the war against al Qaeda would be very helpful).  However, all conditions indicate stronger economic growth, therefore higher corporate profits, therefore a stronger stock market, so we will sit tight with our current investments.
As always, please contact us with your questions and concerns.


Yours sincerely,
David Edwards, President
Heron Capital Management, Inc.
(800) 99-HERON
http://www.HeronCapital.com

Last updated on June 4th, 2002