HCMI Client Letter - February 4th, 2003

Limbo.
 
That's where we are until the situation in the Middle East is resolved.  In our January letter, we commented that hostilities could break out on February 1st, the date of the new moon.  Some last minute political maneuvering and the need to position additional troops and materiel has postponed the final assault to March 1st.  It doesn't seem possible for any further postponements because that would take ground fighting into the hot season.  However, Special Forces troops are already on the ground in Northern Iraq (the Kurdish zone) preparing and extending runways, additional Special Forces are in the Western desert region looking for Scuds, and US and Allied aircraft have been systematically degrading Iraqi air defenses in the no-fly zones.  Whether the US gets a UN resolution authorizing force remains to be seen (France, which stands to lose substantial oil contracts with Iraq in the event of "regime change", has threatened to veto this resolution.)  However, the US, in conjunction with about 16 other European, Middle and Far East countries, appears prepared to move forward with or without such a resolution.
 
What could go wrong?
The consensus is that the Iraqi armed forces will cave in weeks if not days.  Iraqi forces are at half their strength prior to the first Gulf War, yet the US military is assembling an attack force almost as large as for the first Gulf War.  This attack force is substantially enhanced by the adoption of "smart bombs" in the air force, and by considerable improvements in "command and control" technology, which allows military planners to react to threats within minutes, not hours.  However, unlike during the first Gulf War, when Iraqi forces fled from Kuwait after 100 hours of battle, these forces will be fighting on their home territory.  Hussein appears to be preparing a last stand in and around Baghdad, which would work to the disadvantage of attacking troops.   Not only would these troops have to be careful about avoiding civilian casualties, but fighting in urban environments tends to negate the US technological advantage.
 
In the first Gulf War, Hussein held back from using chemical and biological weapons after being explicitly warned that such use would cause allied forces to continue with the attack until Hussein was forced from power.  This time around, Hussein has nothing to lose, so we may well see a final spasm of these weapons flung against troops, Kuwait, Saudi Arabia, Jordan and Israel.  Hussein's government recently issued chemical protection suits to members of the Iraqi elite - this action doesn't bode well for most Iraqi civilians.
 
The invasion may well trigger al-Qaeda terrorist attacks (we've already seen hit and run incidents against US troops assembling in Kuwait.)  Indeed, if Bin Laden wants to maintain credibility, al-Qaeda has to do something.  However, increased activity in terrorist networks increases the probability of identification and disruption of these networks.  Several dozen terrorists were arrested recently in France, Germany, Britain, Italy and Spain who were apparently preparing chemical attacks or assassinations.
 
Assuming that the optimistic scenarios play out and Hussein is deposed, US and Allied troops may well occupy Iraq for quite some time (US troops are still in Korea, 50 years after the end of the Korean conflict.)  There is, at this point in time, even less of a natural government in Iraq than in Afghanistan.  The presence of these troops and the imposition of a secular government in Iraq may cause the destabilization of the governments of Iran and Saudi Arabia as the theocrats of those nations lose power and influence.   
 
The price of a barrel of oil could surge as high as $60/barrel on the outbreak of hostilities.  There's evidence that Iraq is wiring explosives to oil wellheads and will set them on fire as in Kuwait at the end of the first Gulf War.
 
What could go right?
Many have criticized the US for preparing to attack Iraq, while deferring the situation in North Korea to diplomacy.  The bottom line is that Hussein can be defanged now while in a weakened state, and Iraq is relatively isolated from its neighbors.  Iraq has already transferred weapons and know-how to Libya and Syria, and it's just a matter of time before these weapons are transferred to terrorist networks.  North Korea, by comparison, is readily able to hit China and Japan with missiles (including some with, perhaps, nuclear warheads) and is able to hit Seoul, the capital of South Korea, home to a million civilians, with artillery.  In the event of an attack against North Korean nuclear facilities, plutonium dust would be sprayed across the region, which would be a public health catastrophe.  However, seeing the example made of Iraq might make the North Koreans more sincere about their treaty obligations.
 
Iraq, the second largest reserve of oil after Saudi Arabia, currently produces only a third of its potential output.  Reconstruction of Iraqi oil facilities after the war could stabilize the price of oil at $20/barrel or less.  Although it's popularly believed that this conflict is merely about oil, in fact, the US could have had full access to this oil years ago simply by lifting the UN sanctions as was urged by France, Germany and Russia.  Lifting these sanctions, however, would have allowed Iraq to complete the construction of nuclear weapons.
 
Impact on US stocks
After experiencing a mild recession in 2001, the US economy grew 2.4% in 2002 (vs. 0.3% in 2001 and 3.8% in 2000) and is forecast to grow 2.5% in 2003.  Inflation remains tame, unemployment is higher than desired at 6.0%.  Consumer spending grew at a low rate for the quarter (reflecting dismal holiday sales and the effect of the October dock workers strike.)  Consumer confidence is at a 9 year low, reflecting fears about the war with Iraq, an uncertain job market, expiration of jobless benefits for many and an end to the refinancing boom.  However, business spending increased for the first time since the Q4 2000.  We've discussed in previous reports that investments in hardware and technology made in the late 1990's to deal with Y2K and the Internet boom would have to be replaced after three years on average - here's the first evidence that businesses are making these new investments.  Add in rock bottom interest rates, and we'd expect GDP growth for 2003 more in the 3.5% range.  However, CEO's and CFO's are simply sitting on their hands and postponing building new factories, rolling out new marketing strategies and hiring new staff, probably until at least the second quarter, until we know where we stand with Iraq.  Investors, likewise are sitting on their wallets.  Normally cash flows into US equity funds during January as people invest bonuses and fund retirement programs.  This year, preliminary numbers indicate that investors withdrew a small amount of cash from equity funds, while money market accounts remain near record levels. 
 
About 2/3's of S&P 500 companies have reported earnings so far, with gains averaging 8.8% - not bad, but disappointing compared to the 11.7% estimated a month ago.  Earnings for Q1 2003 are estimated at 8.3%, down from 10.9% on January 1st.  Many companies have reported results substantially above estimates, but have given no or bearish guidance for future quarters.  At this point, company managements want to aggressively low-ball expectations - the penalties for missing estimates even by a penny are devastating to a stock price.  Even, with lowered expectations for earnings in 2003, the S&P 500 remains at least 30% undervalued.
 
Impact on European and Asian stocks
Investors are selling dollars, buying Euros and Yen, which makes exports to the US more expensive, and reduces demand for those exports.  As a result, the France is expected to grow 1.6% in 2003, Germany 0.8% and Japan 0.4%.  US stocks (S&P 500) remain 43.4% off the all-time high, but in Europe, stocks remain off 57.4% and in Japan, off 78.6%.
 
Other Issues
We'll explore this in more detail in future reports, but the new budget proposal, with a sharp increase in spending combined with an acceleration in tax-cuts, bodes ill for future budget deficits.
 
Strategy
Stocks had a solid rally in the first three weeks of January, which quickly dissipated as Iraq's failure to cooperate with UN inspectors sharply increased the risk of war.  The major US averages fell 3.5% for the Dow, 2.7% for the S&P 500 and 1.1% for the NASDAQ.  Stocks are too cheap to sell at current valuations, but no one wants to buy in advance of the war.  If Iraq falls quickly, as we saw in the first Gulf War and in the war in Afghanistan last year, stock could rally 15-20% pretty quickly.  So we will sit on our current investments and stay ready to invest new cash quickly.

Yours sincerely,
David Edwards, President
Heron Capital Management, Inc.
(800) 99-HERON
http://www.HeronCapital.com

Last updated on February 4th, 2003