New
Decade's Resolutions
There are three times in the year when our clients are
most likely to focus on their financial affairs:
· September - "back-to-school" feelings
· April - "Oh my gosh, I got killed on my taxes"
reactions
· January - New Year's resolutions
This January, we're seeing a particularly heavy influx of
activity. After a two year stretch
where many investors were afraid to look at their statements, people are
realizing that they have to re-engage with their investment strategy if
they expect to achieve their financial goals. A number of our clients have changed jobs
in the last two years, so they now must decide what to do with 401K's
from their previous employers.
Even clients who have stayed put are concerned whether the asset
allocation of their taxable and retirement savings is appropriate for
their circumstances
In addition, there are changes in rules regarding estate
planning and Roth IRA's that bear particular attention this year.
To address these concerns, we have decided to put out a
series of "quick takes" this week to address these
issues. Obviously, not every
bulletin will address the needs of every client, but we believe there's
something for everyone.
Also, for those investors who are not currently our
clients but who receive our commentary, we have set aside 10 one hour
sessions during the week of January 25th-29th to
schedule a complimentary portfolio review. To take advantage of this offer, please
download a copy of our client questionnaire, provide us with as much detail
as is practical, and call 800-99-HERON (800 994-3766) or e-mail us
to make an appointment.
The schedule is as follows:
Tuesday, January 19th - Tools every investor
should have to monitor their financial well being
Wednesday - January 20th - Estate planning
pitfalls in 2010
Thursday - January 21st - New rules for Roth
IRA conversions in 2010
Friday - January 22nd - Introduction to our
401K rebalancing service
Of course, we are always available to answer questions
above and beyond these topics.
Yours sincerely,
David Edwards
President
Heron Financial Group, LLC, is an SEC registered investment advisor
providing fully managed investment and wealth management services to
individuals, families, trusts, defined benefit plans and
corporations.
