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<td width="100%" style='width:100.0%;background:#000066;padding:3.75pt 3.75pt 3.75pt 3.75pt; height:45.0pt'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;background:#000066; mso-yfti-tbllook:1184;mso-padding-alt:3.75pt 3.75pt 3.75pt 3.75pt'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <p align=center style='text-align:center'><span style='font-size:36.0pt; font-family:"Garamond","serif";color:white'>H</span><span style='font-size:24.0pt;font-family:"Garamond","serif";color:white'>ERON </span><span style='font-size:36.0pt;font-family:"Garamond","serif";color:white'>F</span><span style='font-size:24.0pt;font-family:"Garamond","serif";color:white'>INANCIAL </span><span style='font-size:36.0pt;font-family:"Garamond","serif"; color:white'>G</span><span style='font-size:24.0pt;font-family:"Garamond","serif"; color:white'>ROUP,&nbsp;LLC <o:p></o:p></span></p> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:24.0pt;font-family:"Garamond","serif";color:white'>E-mail delivery of Annual Reports,<o:p></o:p></span></p> <p class=MsoNormal align=center style='text-align:center'><span style='font-size:24.0pt;font-family:"Garamond","serif";color:white'>Proxies &amp; Prospectuses<o:p></o:p></span></p> <p class=MsoNormal align=center style='text-align:center'><span style='font-family:"Garamond","serif";color:white'>February 16<sup>th</sup>, 2009</span><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif"; color:white'><o:p></o:p></span></p> </td> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <p align=right style='text-align:right'><span style='font-size:10.0pt; font-family:"Verdana","sans-serif";color:white'>&nbsp;<o:p></o:p></span></p> </td> </tr> </table> </td> </tr> <tr style='mso-yfti-irow:1;height:4.5pt'> <td style='background:#000066;padding:3.75pt 3.75pt 3.75pt 3.75pt; height:4.5pt'></td> </tr> <tr style='mso-yfti-irow:2'> <td width="100%" style='width:100.0%;background:white;padding:3.75pt 3.75pt 3.75pt 3.75pt'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-padding-alt:3.75pt 3.75pt 3.75pt 3.75pt' id="content_LETTER.BLOCK4" aria-posinset=0 aria-setsize=0 hidefocus=true tabindex=0 cols=0 aria-level=0 contenteditable=inherit datapagesize=0> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <div> <div> <p style='margin:0in;margin-bottom:.0001pt'><span style='font-size:10.0pt; font-family:"Trebuchet MS","sans-serif";color:#000066'>Clients now have the option of&nbsp;receiving E-mail&nbsp;notifications of the availablity of Annual&nbsp;Reports, Proxies and Prospectuses.&nbsp;&nbsp;&nbsp;To update your account settings, follow this <a href="http://r20.rs6.net/tn.jsp?t=5nvyqjdab.0.0.g8sgtfcab.0&amp;ts=S0428&amp;p=https%3A%2F%2Fscs.fidelity.com%2Fcustomeronly%2Femailoption.shtml%3Frefpr%3Duaf018&amp;id=preview" target="_blank" track=on linktype=link>link to the Fidelity Website</a>.&nbsp; If you are already logged in, this page displays&nbsp;(if not just login and the next page will be the Electronic/Paper Mail Delivery page.)</span><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000099'> <o:p></o:p></span></p> <div> <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000066'>&nbsp;<o:p></o:p></span></p> </div> <p style='margin:0in;margin-bottom:.0001pt'><span style='font-size:10.0pt; font-family:"Trebuchet MS","sans-serif";color:#000099'><a href="http://r20.rs6.net/tn.jsp?t=5nvyqjdab.0.0.g8sgtfcab.0&amp;ts=S0428&amp;p=https%3A%2F%2Fscs.fidelity.com%2Fcustomeronly%2Femailoption.shtml%3Frefpr%3Duaf018&amp;id=preview" target="_blank" track=on><span style='text-decoration:none;text-underline: none'><img border=0 width=788 height=571 id="_x0000_i1025" src="http://heroncapital.com/images/fidelityedelivery.bmp" alt="Fideity E-Delivery" contenteditable=false></span></a>&nbsp;<o:p></o:p></span></p> <div> <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000066'>&nbsp;<o:p></o:p></span></p> </div> <p style='margin:0in;margin-bottom:.0001pt' color="#000099"><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000066'>Select &quot;Update Delivery Options&quot; and choose US mail or E-mail for each of three document types.<o:p></o:p></span></p> <div> <div> <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000066'>&nbsp;<br> As always, feel free to call us with questions.&nbsp;<o:p></o:p></span></p> </div> </div> </div> <p style='margin:0in;margin-bottom:.0001pt' color="#000099"><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000066'>&nbsp;<o:p></o:p></span></p> <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000066'>&nbsp;<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Yours&nbsp;sincerely,&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <img border=0 width=180 height=69 id="_x0000_i1026" src="http://origin.ih.constantcontact.com/fs004/1101847022438/img/8.jpg" alt=DSE name=ACCOUNT.IMAGE.8 contenteditable=false>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; David Edwards<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; President&nbsp;<o:p></o:p></span></p> </img></div> </td> </tr> </table> </td> </tr> <tr style='mso-yfti-irow:3'> <td width="100%" style='width:100.0%;background:white;padding:3.75pt 3.75pt 3.75pt 3.75pt'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-padding-alt:3.75pt 3.75pt 3.75pt 3.75pt' id="content_LETTER.BLOCK5" aria-posinset=0 aria-setsize=0 hidefocus=true tabindex=0 cols=0 aria-level=0 contenteditable=inherit datapagesize=0> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <div> <p class=MsoNormal style='margin-bottom:4.5pt'><strong><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000066'>Heron&nbsp;Financial Group,&nbsp;LLC,</span></strong><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000066'>&nbsp;is an SEC&nbsp;registered investment advisor providing fully managed investment and wealth management services to individuals, families, trusts, defined benefit plans&nbsp;and corporations.<o:p></o:p></span></p> </div> </td> </tr> </table> <tr style='mso-yfti-irow:3'> <td width="100%" style='width:100.0%;background:#000066;padding:3.75pt 3.75pt 3.75pt 3.75pt'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;background:#000066; mso-yfti-tbllook:1184;mso-padding-alt:3.75pt 3.75pt 3.75pt 3.75pt' id="content_LETTER.BLOCK5" aria-posinset=0 aria-setsize=0 hidefocus=true tabindex=0 cols=0 aria-level=0 contenteditable=inherit datapagesize=0> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <p class=MsoNormal align=center style='margin-bottom:4.5pt;text-align: center'><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000066'>&nbsp; </span><span style='font-size:24.0pt;font-family: "Garamond","serif";color:white'>H</span><span style='font-size:18.0pt; font-family:"Garamond","serif";color:white'>ERON </span><span style="font-family: &quot;Garamond&quot;, &quot;serif&quot;; font-size: 24.0pt; color: white">F</span><span style='font-size:18.0pt;font-family:"Garamond","serif";color:white'>INANCIAL </span><span style='font-size:24.0pt;font-family:"Garamond","serif"; color:white'>G</span><span style='font-size:18.0pt;font-family:"Garamond","serif"; color:white'>ROUP </span><span style='font-size:10.0pt;font-family: "Trebuchet MS","sans-serif";color:#000066'> <o:p></o:p></span></p> <p class=MsoNormal align=center style='margin-bottom:4.5pt;text-align: center'><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:#000066'><a href="http://r20.rs6.net/tn.jsp?et=1103021972585&amp;s=1&amp;e=001eJZ5HtdOV9_mUjinP3K2uS33Za-vPNI8WEShcygC5DSgfmfTC1gA108aJ_d4_NP5FgG4hPZQUulUVDUZRAyTMzgdF8YK1QHNRuvu72plQ3LgY_2MViTJdA==" target="_blank" shape=rect><span style='color:white'>www.HeronCapital.com</span></a><o:p></o:p></span></p> <p class=MsoNormal align=center style='margin-bottom:4.5pt;text-align: center'><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:white'>(800) 99-HERON </span><span style='font-size:10.0pt; font-family:"Trebuchet MS","sans-serif";color:#000066'><o:p></o:p></span></p> </td> </tr> </table> </td> </tr> <tr style='mso-yfti-irow:5;mso-yfti-lastrow:yes;height:3.0pt'> <td style='background:#000066;padding:3.75pt 3.75pt 3.75pt 3.75pt; height:3.0pt'></td> </tr> </table> </td> </tr> </table> </div> </div> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in'> <div> <p class=MsoNormal style='background:white'><b><span style='font-size:8.0pt; font-family:"Verdana","sans-serif";color:black'><a href="http://ui.constantcontact.com/sa/fwtf.jsp?m=1101847022438&amp;ea=davidedwards@heroncapital.com&amp;a=1103052428734&amp;id=preview&amp;id=preview" target="_blank">Forward Notice</a><o:p></o:p></span></b></p> </div> <p class=MsoNormal style='background:white'><span style='font-size:8.0pt; font-family:"Verdana","sans-serif";color:black'>Heron Financial Group LLC | 670 West End Avenue | 14th Floor | New York | NY | 10025 <o:p></o:p></span></p> </td> 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